United Financial Technologies is dedicated to sharing its ingenuity. Our team of professional and highly creative personnel revel in bringing creative financial solutions forward to the middle market commercial entrepreneur. Through financial product solutions like the Collateralized Variable Rate Demand Note (CVRDN), the Managed Variable Rate Demand Note (MVRDN), and the Master Credit Participation Certificate™ (CPC), United Financial Technologies is readily making tools available that  are responsive to the needs of today's commercial borrower 

We believe that the most significant barrier to entry for even a sophisticated businessperson to the credit markets is .....

United FT understands that the successful issuance of letters of credit is a vital part of the CVRDNs' widespread and effective adoption in the marketplace.  The active involvement of a selection of pre-qualified, sophisticated banks, commercial lenders and investors that are willing to credit enhance pre-qualified commercial projects and asset portfolios is what brings the CVRDN to life.  With this in mind, United FT has developed certain associated products, such as the Enhancement CPC, that can actively support the credit enhancement process related to the CVRDN and increase the field of potential entities  that are able to participate and financially benefit from playing a role. 

In order for the CVRDN to function properly, the CVRDN Issuer requires a Principal Letter of Credit to be issued by a bank or other acceptable financial institution as a form of credit enhancement in order to ...