Despite present market perceptions, there are many industry indicators that would suggest that there is a concentration of healthy lenders within the banking, commercial finance and private sectors that maintain an ability to effectively lend, but for a variety of reasons have withdrawn from the credit marketplace.  This withdrawal, whether due to lack of faith in market value of certain collateral, lack of reporting and transparency, regulatory restriction, or any one of a number of post-2008 confidence-shaking incidents, serves to exasperate credit shortages brought on by the withdrawal of institutional capital from the securitized credit model. By forging a master credit participation system as a basis to access, organize, coordinate, and network these qualified lenders, there is an ability to begin motivating the reintroduction of debt capital into a diverse and agile portfolio of qualifying credits through the use of a new proprietary global credit instrument, a Master Credit Participation Certificate or “CPC”.

The Master Participating Lender Network affords a wealth of services and benefits to its Participating Lenders.  In order to access the Participating Lender Network, a Participant enters into two foundational agreements that enable its participation; a Master Participation Agreement and a Network Subscription License Agreement. 

The Participating Lender Network is established as a coordinated body of highly qualified institutions and lenders.  Each candidate Participating Lender, prior to being permitted to join the Network, must necessarily first meet a minimum qualification benchmark in order to assure other Networked Lenders that any and all parties to a Credit Participation Certificate are sufficiently sophisticated to both understand the nature of the underlying Credit and to perform the duties inherent in the operation of the Master Participation Agreement.